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# AP Wealth Management

Your financial stewardship partners

## Sitemaps

- [XML Sitemap](https://apwealth.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [South Carolina Taxes On Retirees](https://apwealth.com/south-carolina-taxes-on-retirees/) - Between the scenic coastlines, mild winters, and a welcoming culture, South Carolina has become a favorite among retirees seeking a laid-back lifestyle. Beyond its natural beauty, the lower living expenses add to the appeal, making this Southern spot stand out.As retirees explore destinations across the United States, many discover that the Palmetto State offers unique
- [How to Transfer Your Financial Accounts When Moving to Georgia](https://apwealth.com/how-to-transfer-your-financial-accounts-when-moving-to-georgia/) - Learn how to transfer financial accounts when moving to Georgia, including investment, banking, retirement, and tax considerations.
- [Should You Work with a Local Advisor After Relocating to Augusta?](https://apwealth.com/should-you-work-with-a-local-advisor-after-relocating-to-augusta/) - Moved to Augusta? Learn why working with a local financial advisor can help with taxes, retirement planning, investments, and your new financial goals.
- [Cost of Living Comparison: Augusta, GA vs NY/NJ/MA](https://apwealth.com/cost-of-living-comparison-augusta-ga-vs-ny-nj-ma/) - Compare cost of living in Augusta, GA vs NY, NJ & MA—housing, taxes, utilities and daily costs—to see how far your money goes for retirees.
- [Homebuying Tips for Retirees Moving to Augusta](https://apwealth.com/homebuying-tips-for-retirees-moving-to-augusta/) - Learn what to look for when buying a home for retirement in Augusta—costs, healthcare access, layout, financing, and long-term planning.
- [Augusta’s Climate: What Retirees from the Northeast Should Expect](https://apwealth.com/augustas-climate-what-retirees-from-the-northeast-should-expect/) - Learn what Northeast retirees can expect from Augusta’s climate, including mild winters, hot summers, and year-round outdoor living.
- [Volunteer & Social Opportunities for New Retirees in Augusta, Georgia](https://apwealth.com/volunteer-social-opportunities-for-new-retirees-in-augusta-georgia/) - Discover the best things to do in Augusta for retirees, from volunteering and social groups to outdoor activities and community connections.
- [Best Day Trips & Weekend Getaways from Augusta for Retirees](https://apwealth.com/best-day-trips-weekend-getaways-from-augusta-for-retirees/) - Discover the best day trips and weekend getaways from Augusta, with retiree-friendly destinations, scenic drives, and easy travel ideas.
- [Should I Work Part-Time in Retirement? What SRNS Retirees Need to Know About Income, Benefits, and Taxes](https://apwealth.com/should-i-work-part-time-in-retirement-srns-retiree/) - Learn whether working part-time in retirement from SRNS can support your goals, income needs, benefits, and long-term retirement plan.
- [Transportation & Getting Around Augusta, Georgia Without a Commute](https://apwealth.com/getting-around-augusta-georgia-without-a-commute/) - Learn how Augusta residents can reduce commute time, choose the right neighborhood, and create a lifestyle that fits their goals.
- [Can I Retire Early from SRNS? What to Know About Age, Service, and Benefits](https://apwealth.com/can-i-retire-early-from-srns/) - Learn how SRNS employees can retire early by understanding age, service requirements, benefits, and the decisions that shape retirement.
- [Comprehensive Retirement Planning for Savannah River Nuclear Solutions Employees](https://apwealth.com/comprehensive-retirement-planning-for-savannah-river-nuclear-solutions-employees/) - For SRNS employees, discover a tailored retirement roadmap that aligns your 401(k), pension, Social Security, and healthcare for confident, tax-smart planning.
- [Estate Planning for SRNS Retirees: What to Do with Your Pension, SIP, and Benefits](https://apwealth.com/estate-planning-for-srns-retirees-what-to-do-with-your-pension-sip-and-benefits/) - Plan how SRNS pensions, SIP accounts, and employee benefits fit into your estate strategy to help protect assets, reduce taxes, and simplify wealth transfer.
- [Coordinating SRNS Benefits with Your Spouse’s Retirement Plan](https://apwealth.com/coordinating-srns-benefits-with-your-spouses-retirement-plan/) - Learn how to coordinate SRNS benefits with your spouse to maximize income, reduce taxes, and protect your retirement plan over time.
- [Mistakes to Avoid When Leaving SRNS for Retirement](https://apwealth.com/mistakes-to-avoid-when-leaving-srns-for-retirement/) - Avoid costly retirement mistakes when leaving employer plans by planning rollovers, taxes, and income strategies for long-term success.
- [Tax Implications of SRNS Pension Income in Georgia and South Carolina](https://apwealth.com/tax-implications-of-srns-pension-income-in-georgia-and-south-carolina/) - Learn how SRNS pension income is taxed in Georgia and South Carolina. Compare retirement income exclusions, deductions, and strategies to reduce taxes.
- [Is Augusta, Georgia A Good Place To Retire? What To Know Before Moving To Augusta](https://apwealth.com/is-augusta-georgia-a-good-place-to-retire-what-to-know-before-moving-to-augusta/) - Choosing where to spend your next chapter isn’t just a financial decision; it’s a quality-of-life choice that shapes your routines, friendships, and sense of pace. Many people look toward the Southeast and wonder whether Augusta, Georgia fits the picture they have in mind. The answer depends on what you value most in daily living.Augusta carries
- [First Quarter 2022 Newsletter](https://apwealth.com/first-quarter-2022-newsletter/) - The first quarter of 2022 has been unexpectedly eventful. Just as we started to catch our breath from the COVID crisis that started in 2020, Russia decided to launch an unprovoked invasion of Ukraine. Although this war is being fought on the other side of the globe, the headlines, pictures, and economic impacts are clearly felt here in the United States.
- [What Should You Know About Moving Up a Tax Bracket?](https://apwealth.com/what-should-you-know-about-moving-up-a-tax-bracket/) - There are many strategies to save on taxes, and tax strategies become even more beneficial when you reach higher tax brackets.
- [What is The Quick Ratio and Why is it Important?](https://apwealth.com/what-is-the-quick-ratio-and-why-is-it-important/) - The quick ratio (QR) indicates a company’s short-term liquidity position and measures a company’s ability to meet its short-term obligations with its most liquid assets.
- [Market Volatility - The Sky is Not Falling](https://apwealth.com/market-volatility-the-sky-is-not-falling/) - Recent financial market volatility has been very unnerving. Inflation, Federal Reserve actions, and political instability have all been in the headlines and have factored into the recent downturn in the markets.We do not think our economy and financial markets are headed in a cataclysmic direction. Like all things, the financial markets are very cyclical. Over
- [AP Wealth Market Update June 2022](https://apwealth.com/ap-wealth-market-update-june2022/) - Join us for our market update for June 2022.
- [Quarterly Newsletter - Gratitude Developed from a Long-Term View](https://apwealth.com/quarterly-newsletter-gratitude-developed-from-a-long-term-view/) - Like so many things in life, we discovered this quarter that making money in the financial markets is not always easy. While it has been easier the last few years, this year has been a bit different. But, we’re not worried.At AP Wealth Management, we take a long-term view to everything we do including our
- [Getting Your Estate Plan Ready for Retirement](https://apwealth.com/getting-your-estate-plan-ready-for-retirement/) - Is your estate plan ready for your retirement? Learn four ways to prepare for retirement by ensuring your estate plan is in order.
- [High Inflation Equals High I-Bond Interest Rates](https://apwealth.com/high-inflation-equals-high-i-bond-interest-rates/) - In this blog, we’ve provided a bit of our perspective on why it may be beneficial to look into purchasing I-Bonds.
- [Where Do We Get Our Information? ](https://apwealth.com/where-do-we-get-our-information/) - In times like these, how do we keep informed with the intel needed to stay disciplined? No one is immune to stress when it comes to the market behaving like it has the past year. In markets like these, it’s important to remain aware of behavioral finance and its effects. Behavioral finance is an area
- [Market Update - September 2022](https://apwealth.com/market-update-september-2022/) - As the third quarter comes to a close, the market is hovering at its lows for 2022. If you are following the news, you know the Federal Reserve has raised short-term interest rates significantly this year in an effort to bring inflation back down to its target of 2%. Higher interest rates slow the economy,
- [Quarterly Newsletter - Looking Ahead and Keeping a Long-Term Perspective](https://apwealth.com/quarterly-newsletter-looking-ahead-and-keeping-a-long-term-perspective/) - As we look ahead to the 4th quarter, we confront many of the same market issues that have been relevant all year, namely the war in Ukraine, high inflation, and a slowing economy. On the positive side, unemployment remains relatively low, gas prices are dropping and wages are moving higher (there’s not much discussion on
- [How We Protect Your Personal Information and Assets](https://apwealth.com/how-we-protect-your-personal-information-and-assets/) - Cybercrimes are on the rise. The number of cyber incidents, the cost of mitigation, and the sophistication of cybercriminals are all steadily increasing. Identity theft is the fastest-growing crime in America and it’s reported that someone’s identity is stolen every 2-3 seconds. The average loss per identity theft incident is \,930 according to the U.S.
- [A Beautiful day for Child Enrichment of Augusta and AP Wealth Management](https://apwealth.com/a-beautiful-day-for-child-enrichment-of-augusta-and-ap-wealth-management/) - This past Saturday there was magic in the air at the Lake Olmstead Trailhead in Augusta.Child Enrichment of Augusta held its annual Heroes for Hope 5k run/walk and AP Wealth Management was fortunate to be a sponsor. Part of the magic was that one of our partners, Pat Fair, learned through his F3 Nation exercise
- [End of Year Tax Planning & Beyond](https://apwealth.com/tax-planning-for-the-end-of-2022-and-beyond/) - What does tax planning look like at the end of the year? On this page, we'll talk about year-end tax planning and beyond.
- [Retirement Plans for Small Business Owners](https://apwealth.com/retirement-plans-for-small-business-owners/) - What are the best retirement plans for small business owners? Learn more on this page about 401k's, cash balances, and more!
- [December 2022 Investment Policy Discussion](https://apwealth.com/december-2022-investment-policy-discussion/) - This past Monday, we held our monthly investment policy committee meeting. The purpose of this meeting is to help us make the most educated and informed investment decisions for our clients. Our discussions are often lively ones and help us all remain sharp and focused on our clients’ success. As we look ahead to 2023,
- [Retirement Plan Rollovers 101](https://apwealth.com/retirement-plan-rollovers-101/) - On this page, we'll talk about your options for retirement plan rollovers, and which one will serve you the best.
- [Story of an Intern](https://apwealth.com/story-of-an-intern/) - by William Helfgott​During my internship at AP wealth, I saw the interworkings of the group as a whole, the process, and the positive results that AP Wealth tries to bring to fruition daily. Here are the top 5 lessons and things I learned in the office.I’ll start by saying, I have been working with Clayton
- [Healthcare and Insurance Options After Savannah River Nuclear Solutions (SRNS) Retirement](https://apwealth.com/healthcare-and-insurance-options-after-savannah-river-nuclear-solutions-srns-retirement/) - Understand healthcare and insurance options after retiring from SRNS, including Medicare, COBRA, and planning for medical costs in retirement.
- [14 Ways to Financially Prepare to Quit Your Job](https://apwealth.com/ways-to-prepare-financially-before-you-quit-your-job/) - Assessing your financial position before quitting your job will help you move forward with greater confidence and reduce the risk of unexpected setbacks
- [Wealth Management For Small Business Owners](https://apwealth.com/wealth-management-for-small-business-owners/) - In this post, we’ll look at how small business owners can strengthen both your business and personal finances with thoughtful wealth management strategies.
- [Georgia Estate Planning: What You Need To Know](https://apwealth.com/georgia-estate-planning-what-you-need-to-know/) - This guide will explore the main aspects of estate planning in Georgia, offering insight into what you need to consider to create the right plan.
- [Is Hurricane Damage Tax Deductible? What You Need To Know](https://apwealth.com/are-hurricane-damages-tax-deductible-what-you-need-to-know/) - IRS rules around hurricane-related deductions can be tricky, especially when you’re already dealing with repairs and insurance claims.
- [Checklist for Moving to Augusta, GA in Retirement](https://apwealth.com/checklist-for-moving-to-augusta-ga-in-retirement/) - Moving to Augusta, GA for retirement is easier with a simple checklist that covers your why, housing budget, healthcare, paperwork updates, and move-day logistics.
- [Georgia Inheritance Tax: Here’s What You Need To Know](https://apwealth.com/georgia-inheritance-tax-heres-what-you-need-to-know/) - When planning to pass on your assets, understanding potential tax implications is a valuable step in preserving your legacy.
- [Top Retirement Communities in Augusta, GA: A Local’s Guide](https://apwealth.com/top-retirement-communities-in-augusta-ga-a-locals-guide/) - Explore the best retirement communities in Augusta, GA—compare 55+ neighborhoods, amenities, and lifestyle options to find your perfect place to retire.
- [Devise Real Estate Smartly: How to Pass Down Real Estate to Your Heirs](https://apwealth.com/finance-real-life-passing-down-real-estate-to-your-heirs/) - This guide will provide you with practical advice on transferring your real estate assets, helping you protect what matters most.
- [Does South Carolina Have An Inheritance Tax?](https://apwealth.com/does-south-carolina-have-an-inheritance-tax/) - Understanding South Carolina's inheritance tax laws is imperative for financial planning. Tax laws vary by state, and South Carolina has its own approach.
- [Renting Before You Buy in Augusta: Pros and Cons for Retirees](https://apwealth.com/renting-before-you-buy-in-augusta-pros-and-cons-for-retirees/) - Renting before buying in Augusta can help retirees confirm lifestyle fit, manage early-retirement cash flow, and avoid costly “too soon” home decisions.
- [Supplemental Executive Retirement Plan (SERP) 101 Guide](https://apwealth.com/supplemental-executive-retirement-plan-serp-101-guide/) - Supplemental executive retirement plans (SERPs) provide additional, tailored benefits that help keep leaders engaged while planning for the future.
- [Property Tax Rules for Retirees in Georgia](https://apwealth.com/property-tax-rules-for-retirees-in-georgia/) - Learn how Georgia property tax exemptions work for retirees—homestead, senior, and veteran relief—to help lower your annual tax bill.
- [Why Retirees from the Northeast Are Moving to Augusta, GA](https://apwealth.com/why-retirees-from-the-northeast-are-moving-to-augusta-ga/) - Thinking about moving south? Augusta, GA attracts Northeast retirees with lower living costs, mild winters, great healthcare, and Georgia tax breaks that help money go further.
- [Deferred Compensation Plan vs. 401(K): What’s The Difference?](https://apwealth.com/deferred-compensation-plan-vs-401k-whats-the-difference/) - From individual IRAs and 401(k) plan options to more specialized strategies like a non-qualified deferred compensation plan, each route offers pros and cons.
- [South Carolina Capital Gains Tax: What You Need To Know](https://apwealth.com/south-carolina-capital-gains-tax-what-you-need-to-know/) - On this page, we’ll explore the fundamentals of capital gains tax in South Carolina including how to calculate your potential liability.
- [South Carolina Estate Tax: What Residents Need To Know](https://apwealth.com/south-carolina-estate-tax-what-residents-need-to-know/) - Estate taxes can be a puzzling subject. You might wonder whether a South Carolina estate tax exists or if you need to worry about paying additional taxes beyond federal regulations. The good news is that understanding how these taxes work can empower you and your family members to make informed decisions and better prepare for
- [Georgia Pass-Through Entity Tax: What You Need To Know](https://apwealth.com/georgia-pass-through-entity-tax-what-you-need-to-know/) - Although running a business in Georgia involves making decisions about various taxes, from standard filings to potential entity-level options, one approach you may consider is Georgia’s pass-through entity tax (PTET). Choosing this route can shift how certain owners fulfill their state tax obligations.This post illustrates how Georgia’s PTET works, who might benefit, and the steps
- [Georgia Gift Tax: What You Need To Know](https://apwealth.com/georgia-gift-tax-what-you-need-to-know/) - When it comes down to considering how to pass down wealth, it’s worthwhile to think about the potential impact of gift taxes on your long-term plans. Whether you’re making small, regular gifts or transferring large sums, a basic understanding of these potential tax obligations helps protect your financial future and that of your loved ones.In
- [Age-Weighted Profit-Sharing Plan: A 101 Guide](https://apwealth.com/age-weighted-profit-sharing-plan-a-101-guide/) - This post provides a concise overview of why age-weighted profit-sharing can be appealing without delving into the details of testing or regulation.
- [Can A Trust Be A Beneficiary Of A 401(K) Plan?](https://apwealth.com/can-a-trust-be-a-beneficiary-of-a-401k-plan/) - Deciding what happens to your 401(k) after you’re gone is more involved than many people realize. Unlike other assets that pass through a will, retirement plan assets are transferred based on the beneficiary designations on file with the plan administrator. That means thoughtful planning is required to ensure these funds go where you intend—and in
- [Understanding Cash Balance Plans For S-Corps](https://apwealth.com/understanding-cash-balance-plans-for-s-corps/) - Standard retirement savings vehicles often fall short of what’s possible or needed for S-Corporation owners with high and stable incomes. While 401(k)s and SEP IRAs serve many business owners well in the early stages, they eventually cap the amount that can be contributed each year. A more advanced strategy may be warranted for those looking
- [When to Sell Your Business](https://apwealth.com/when-to-sell-your-business/) - Stepping away from a business you’ve built isn’t a decision that comes easily. It carries weight, not just financially, but also personally. Your business may have been an integral part of your daily life for years, closely tied to your routines, relationships, and sense of purpose. Deciding whether to sell invites serious reflection, and the
- [Moving to Georgia for Retirement? Here’s How (and Why) to Switch to a Local Financial Advisor](https://apwealth.com/moving-to-georgia-for-retirement-heres-how-and-why-to-switch-to-a-local-financial-advisor/) - Retirement often brings big changes. If Georgia is where you plan to settle down, there’s more to consider than packing boxes and setting up a new address. Your financial life will also need plenty of attention.Relocating in retirement can open the door to new opportunities, but it also means adjusting your plans to fit a
- [Estate Planning Changes When You Move to Georgia](https://apwealth.com/estate-planning-changes-when-you-move-to-georgia/) - Relocating reshapes how your paperwork is read, honored, and acted on. A strong estate plan anchors your intent, yet the legal system that interprets it changes when Georgia becomes your new state of residence.An official move offers a natural point to update beneficiaries, decision-makers, and account titles so your paperwork matches the life you’re building
- [Georgia Taxes in Retirement: What New Residents Need to Know](https://apwealth.com/georgia-taxes-in-retirement-what-new-residents-need-to-know/) - Considering a move to Georgia? Learn how Georgia taxes retirement income, Social Security, withdrawals, and how county property taxes and exemptions affect costs.
- [Announcing the 2022 Walton Award Recipients](https://apwealth.com/announcing-the-2022-walton-award-recipients/) - The George & Dorothy Walton Award is presented annually to an Augusta-area couple who exemplify the legacy and values of George and Dorothy Walton. The award recognizes a lifestyle of community service, selflessness, hospitality, courage, and devotion.Doctors Alice K. and John C. David were nominated for the 2022 Walton Award by James K. Stiff, CEO
- [The Briefing | Intergenerational Planning (May 2022)](https://apwealth.com/the-briefing-intergenerational-planning-may-2022/) - Recently, we hosted The Briefing at our office held in our newly renovated space upstairs – The Treehouse. The discussion centered on Intergenerational Planning and was led by our partners, Clayton Quamme & Gene McManus. They discussed estate planning, the 10-year RMD rule, ROTH conversions, and more.If you found this content useful and would like
- [The Briefing | Reliable Financial News Sources - Where do we get our information?](https://apwealth.com/the-briefing-reliable-financial-news-sources-where-do-we-get-our-information/) - In September, we hosted The Briefing upstairs in The Treehouse. This was an informative meeting where we held an educational discussion about reliable information sources for the financial market. Gene also provided an update on the market and discussed why we trust certain sources over others when it comes to gaining insight into the market’s
- [Planning for Elder Care - It’s Never Too Late to Start Saving](https://apwealth.com/planning-for-elder-care-its-never-too-late-to-start-saving/) - It's never too late (or too early) to start saving for elder care. Learn more on this page where we outline planning tips for elder care.
- [Should You Be Concerned About Bracket Creep from Inflation?](https://apwealth.com/should-you-be-concerned-about-bracket-creep-from-inflation/) - Inflation impacts everyone, and is concerning to many. Should you be concerned about bracket creep from inflation?
- [My Favorite Type of Retirement Plan for Sole Proprietors](https://apwealth.com/my-favorite-type-of-retirement-plan-for-sole-proprietors/) - What is the best type of retirement plan for sole proprietors? On this page we'll talk about the SEP IRA and why it's great for sole proprietors.
- [How Does Instability in Ukraine Affect the Financial Markets?](https://apwealth.com/how-does-instability-in-ukraine-affect-the-financial-markets/) - We had a client ask us recently why the financial markets are affected by events in Ukraine. There are three main reasons.First, financial markets become volatile at the least sign of uncertainty. Uncertainty is brought about by the Ukraine situation because countries are scrambling with actions they will take against Russia and how they might
- [Georgia Estate Tax: A Comprehensive 101 Guide](https://apwealth.com/georgia-estate-tax-a-comprehensive-101-guide/) - In this post, we’ll explore the details of estate taxes, including federal regulations and whether any state-level taxes might apply to Georgia residents.
- [Year-End Newsletter | December 2021](https://apwealth.com/year-end-newsletter-december-2021/) - Thank you for all your unwavering confidence and enthusiastic support this year. We are so fortunate at AP Wealth because we have the best clients, strategic partners, and team in the world!2021 has been another year of growth in many ways. Your client accounts benefited from above-average market returns during this year of economic recovery.
- [The Briefing | Market Update (February 2022)](https://apwealth.com/the-briefing-market-update-february-2022/) - Last week, we hosted our first in-person Briefing in two years in our newly renovated upstairs space, The Treehouse at AP Wealth. Our guests enjoyed an informative night and also received an opportunity to try out the Golf Simulator.In this briefing, Gene provided our guests with an update on the Market for 2022. He discussed

## Pages

- [Home](https://apwealth.com/) - AP Wealth Management can help with all of your investment portfolio needs in the Augusta Evans, GA areas. Call us today for all of your wealth management.
- [Our Team](https://apwealth.com/team/) - Meet the team We’ve built a great team of experienced financial advisors and attentive client service representatives to ensure you’re in good hands and on track to meet your goals. Meet our team below and let’s set up a meeting to see if we’re a good fit to work together. Your Advisor Team Your financial advisor
- [About Us](https://apwealth.com/about/) - Our Augusta, GA team at AP Wealth Management personalizes a financial plan for our clients and collaborates with all who are involved.
- [Our Mission, Vision, Values](https://apwealth.com/mission/) - Mission. Vision. Values. Core values are a guide like the North Star for most of our clients when it comes to prioritizing their most important goals, wishes and dreams. When clients begin working with us, we typically ask questions such as: What is important to you? When it comes to your finances, what matters the
- [Financial Advisor Serving Grovetown, GA and the Greater Augusta Area](https://apwealth.com/financial-advisor-grovetown-ga/) - Experienced financial advisors in Grovetown, GA, helping families, professionals, and business owners plan, invest, and build lasting financial confidence.
- [Financial Advisor in Augusta, GA](https://apwealth.com/financial-advisor-augusta-ga/) - Trusted Augusta, GA financial advisor delivering personalized retirement, investment & wealth-planning strategies for professionals and business owners.
- [In the News](https://apwealth.com/in-the-news/) - AP WEALTH MANAGEMENT In The News Below, you’ll find links to articles in which our advisors have contributed, firm press releases, and media mentions. Learn more about us by reading our perspective shared in popular publications and articles on topics including wealth management, financial planning, investing, and more. 7 Fastest Ways To Save $20K, According
- [Clayton](https://apwealth.com/authors/clayton/) - Clayton Quamme, CFP® Partner, Financial Advisor Clayton Quamme, CFP® is a Partner and Financial Advisor at AP Wealth Management, where he works with individuals, families, and business owners to help them make informed financial decisions with confidence. As a CERTIFIED FINANCIAL PLANNER™ professional, Clayton specializes in retirement planning, investment management, tax-efficient strategies, and comprehensive financial
- [Authors](https://apwealth.com/authors/)
- [Frequently Asked Questions](https://apwealth.com/faq/) - Frequently Asked Questions ABOUT AP WEALTH MANAGEMENT What makes AP Wealth Management different from other investment management firms? With an exceptional team of experts and an unrivaled level of client care, AP Wealth Management helps clients ATTAIN wealth, and PROTECT their legacies.AP Wealth Management is an independently-owned and operated, Georgia-based firm that serves as a
- [Mac McManus, CPA, CFP®, PFS](https://apwealth.com/mac-mcmanus-cpa-cfp-pfs/) - Mac McManus, CPA, CFP®, PFS Advisor Schedule a Call Envelope Linkedin Mac helps individuals and families make thoughtful decisions by bringing structure and understanding to complicated financial situations. He works closely with clients to identify what matters most to them and to create a well-defined path forward, especially when decisions feel overwhelming. I believe my
- [Hub Page](https://apwealth.com/hub-page/) - Hub Page Retirement when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, Estate
- [Blog](https://apwealth.com/blog/) - Below, you’ll find original articles written by our team of advisors on a variety of topics related to wealth management, financial planning, investing, and market activity.
- [Tax & Estate Planning](https://apwealth.com/tax-estate-planning/) - We collaborates with our client’s accountant, attorney, and other financial advisors in the Augusta, GA areas to plan out their tax and estate plans.
- [Investment Management](https://apwealth.com/investment-management/) - Investment Management in Augusta, GA. At AP Wealth Management we provide uniquely crafted, personalized financial management solutions for clients.
- [Small Business Retirement Planning](https://apwealth.com/small-business-retirement-planning/) - Small Business Retirement Planning in the Augusta, GA areas. At AP Wealth Management we can help any small business owner plan for retirement.
- [Contact](https://apwealth.com/contact/) - The first step in getting your finances on track is meeting with an advisor to discuss your unique situation and see if we’re a good fit to help you reach your goals.
- [Reviews](https://apwealth.com/reviews/) - Reviews
- [Clayton Quamme, CFP®](https://apwealth.com/clayton-quamme-cfp/) - Clayton joined AP Wealth Management as a fee-only financial planner in 2019 bringing with him over a decade of experience working as a financial planner and investment advisor.
- [Client Login](https://apwealth.com/client-login/) - Access your client portals here.
- [Eugene F. McManus (Gene), CPA, CFP®](https://apwealth.com/eugene-f-mcmanus-gene-cpa-cfp/) - Eugene F. McManus (Gene), CPA, CFP® Partner, Financial Advisor Schedule a Call Envelope Linkedin Twitter As a founding partner of and advisor with AP Wealth Management, Gene serves as a fiduciary and trusted resource for the firm’s clients. This means that he will always act in the client’s best interest and does not have pressure
- [Financial Advisor Serving Evans, GA and the Greater Augusta Area](https://apwealth.com/financial-advisor-evans/) - Experienced financial advisors in Evans, GA helping families, professionals, and business owners achieve clarity, confidence, and long-term financial success.
- [Financial Advisor Serving Martinez, GA and the Greater Augusta Area](https://apwealth.com/financial-advisor-martinez/) - Fee-only financial advisor in Martinez, GA, helping families, professionals, and business owners across the Augusta area grow and protect their wealth with personalized planning.
- [Financial Planning](https://apwealth.com/financial-planning/) - AP Wealth Management is a financial planning service in Augusta, GA servicing the surrounding areas including Evans, GA. Call us today for a financial consult.
- [Mary Davis](https://apwealth.com/mary-davis/) - Mary Davis Client Services Associate Linkedin Envelope Phone-alt Mary Davis joined our team in 2021 and brought with her over 25 years of experience in public and government relations, development/fundraising, and event planning. Mary earned her Bachelor of Arts Degree in Journalism and Public Relations from the University of Georgia.Mary has worked with public universities,
- [Millie Robinson](https://apwealth.com/millie-robinson/) - Millie Robinson Client Communications Manager Linkedin Envelope Phone-alt Millie joined the AP Wealth team in 2015 and brought with her over a decade of experience working in financial services. Her experience spans from working for a local credit union, serving as an event coordinator for a nonprofit, and now serving as our Client Communications Manager.
- [Pat Fair, CFP®](https://apwealth.com/pat-fair-cfp/) - Pat Fair, CFP® Partner, Financial Advisor Schedule a Call Envelope Linkedin Twitter With 20+ years’ experience and over a decade working with the team at AP Wealth Management, Pat brings a focused vision for investment management and financial planning. Pat serves as a Financial Advisor on the team, and also as the company’s Director of
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- [Tom O'Gorman, MBA](https://apwealth.com/tom-ogorman-mba/) - Tom O'Gorman, MBA Managing Partner, Financial Advisor Schedule a Call Envelope Linkedin Twitter Tom joined AP Wealth Management in 2016, bringing over 15 years of experience in the investment industry. Tom advises clients from all walks of life – from retirees to business owners to those who have experienced unexpected changes in life. Tom loves
- [Treehouse](https://apwealth.com/treehouse/) - “We designed the Treehouse at AP Wealth to engage with current and prospective clients in a comfortable and relaxed setting. We are excited about building upon our relationships with our clients and their families outside of traditional financial meetings.” - Gene McManus, CPA, CFP®, Partner The Treehouse We are excited to introduce The Treehouse at
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