Is Augusta, Georgia A Good Place To Retire? What To Know Before Moving To Augusta

September 24, 2025

Choosing where to spend your next chapter isn’t just a financial decision; it’s a quality-of-life choice that shapes your routines, friendships, and sense of pace. Many people look toward the Southeast and wonder whether Augusta, Georgia fits the picture they have in mind. The answer depends on what you value most in daily living. Augusta […]

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Moving to Georgia for Retirement? Here’s How (and Why) to Switch to a Local Financial Advisor

August 18, 2025

Retirement often brings big changes. If Georgia is where you plan to settle down, there’s more to consider than packing boxes and setting up a new address. Your financial life will also need plenty of attention. Relocating in retirement can open the door to new opportunities, but it also means adjusting your plans to fit

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Understanding Cash Balance Plans For S-Corps

July 15, 2025

Standard retirement savings vehicles often fall short of what’s possible or needed for S-Corporation owners with high and stable incomes. While 401(k)s and SEP IRAs serve many business owners well in the early stages, they eventually cap the amount that can be contributed each year. A more advanced strategy may be warranted for those looking

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Can A Trust Be A Beneficiary Of A 401(K) Plan?

July 9, 2025

Deciding what happens to your 401(k) after you’re gone is more involved than many people realize. Unlike other assets that pass through a will, retirement plan assets are transferred based on the beneficiary designations on file with the plan administrator. That means thoughtful planning is required to ensure these funds go where you intend—and in

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Age-Weighted Profit-Sharing Plan: A 101 Guide

June 13, 2025

Building a strong financial future often involves choosing a retirement plan that adapts to varied goals. Although some people prefer uniform contributions, others favor something more flexible. Different timelines mean the pace of account growth can matter greatly. In that context, age-weighted profit-sharing plans stand out for acknowledging individual saving horizons, offering a customized strategy

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South Carolina Taxes On Retirees

April 17, 2025

Between the scenic coastlines, mild winters, and a welcoming culture, South Carolina has become a favorite among retirees seeking a laid-back lifestyle. Beyond its natural beauty, the lower living expenses add to the appeal, making this Southern spot stand out. As retirees explore destinations across the United States, many discover that the Palmetto State offers

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Deferred Compensation Plan vs. 401(K): What’s The Difference?

February 3, 2025

Securing your financial future is rarely as simple as just deciding to save. You also have to choose how and where to invest your money. This is where retirement plans enter the picture. From individual IRAs and 401(k) plan options to more specialized strategies like a non-qualified deferred compensation plan, each route offers unique benefits

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Supplemental Executive Retirement Plan (SERP) 101 Guide

January 24, 2025

Many companies go beyond just salaries and bonuses to keep top executives motivated. Supplemental executive retirement plans (SERPs) provide additional, tailored benefits that help keep leaders engaged while planning for the future. This guide will walk you through the fundamentals of SERPs, including what they are, how they function, and why businesses implement them. Whether

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Retirement Plan Rollovers 101

June 2, 2023

Do you have an old retirement plan? Is it still with your previous employer? Or has your company just been purchased / merged, and the new company has a new plan? Each year many people face this situation. So, what should you do with your old retirement plan? You will typically have the option to

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My Favorite Type of Retirement Plan for Sole Proprietors

February 28, 2022

Retirement savings accounts known as SEP IRAs have distinct advantages A simplified employee pension (SEP) IRA is a retirement savings plan established by employers—including self-employed people—for the benefit of their employees and themselves. Employers may make tax-deductible contributions on behalf of eligible employees to their SEP IRAs. SEPs are something worth considering because they are

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