This past Monday, we held our monthly investment policy committee meeting. The purpose of this meeting is to help us make the most educated and informed investment decisions for our clients. Our discussions are often lively ones and help us all remain sharp and focused on our clients’ success. As we look ahead to 2023, […]
December 2022 Investment Policy Discussion Read More »
At AP Wealth, we understand the challenges you face as a business owner. We recognize that your business and personal finances can be tightly meshed. Early on, small business owners often invest their profits back into the business to pay for capital expenditures and build working capital. In this building stage, there is often no
Retirement Plans for Small Business Owners Read More »
As the third quarter comes to a close, the market is hovering at its lows for 2022. If you are following the news, you know the Federal Reserve has raised short-term interest rates significantly this year in an effort to bring inflation back down to its target of 2%. Higher interest rates slow
Market Update – September 2022 Read More »
We have had several people ask us about I Bonds recently, so we thought we would share our current perspective. According to Barron’s, “One of the best current deals in the bond market—Treasury Series I savings bonds—is likely to get less attractive in November when a new rate on the popular investments is set.” In
High Inflation Equals High I-Bond Interest Rates Read More »
The 2022 AP Wealth investment committee meetings have been full of hot topics to discuss. The market volatility continues with inflation, interest rate hikes, supply chain issues, high energy prices, and the war in Ukraine weighing on the market. During periods like this, one thing we do well is help clients maintain proper perspective. Below
AP Wealth Market Update Read More »
Recent financial market volatility has been very unnerving. Inflation, Federal Reserve actions, and political instability have all been in the headlines and have factored into the recent downturn in the markets. We do not think our economy and financial markets are headed in a cataclysmic direction. Like all things, the financial markets are
Market Volatility – The Sky is Not Falling Read More »
Recently, Tom provided insight to Insider Magazine regarding The Quick Ratio which we wanted to share with our network as well. Tom has 15 years of corporate finance experience and advises several small businesses on how to maximize profits and cash flow. If you or someone you know owns a small business and could use
What is The Quick Ratio and Why is it Important? Read More »
We had a client ask us recently why the financial markets are affected by events in Ukraine. There are three main reasons. First, financial markets become volatile at the least sign of uncertainty. Uncertainty is brought about by the Ukraine situation because countries are scrambling with actions they will take against Russia and
How does instability in Ukraine affect the financial markets? Read More »
Retirement savings accounts known as SEP IRAs have distinct advantages A simplified employee pension (SEP) IRA is a retirement savings plan established by employers—including self-employed people—for the benefit of their employees and themselves. Employers may make tax-deductible contributions on behalf of eligible employees to their SEP IRAs. SEPs are something worth considering because
My favorite type of retirement plan for sole proprietors Read More »
10 Things to Consider When Planning to Transition into Retirement
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